Phew!  That Typhoon Mangkhut woke many of us up from our years of complacency.  Perhaps it time to review our Homeowner’s insurance policy.  Like many of you, I first bought my homeowner’s insurance when I bought my home – and, promptly forgot about it.  Yes, the policy is the same as I had 14 years ago – no changes have been made to increase or decrease my coverage.  But, WAIT!

I bought a fixer-upper.  I’ve spent several tens of thousands to improve it and to make it habitable.  My home’s value has improved substantially from when I first bought it (and the homeowner’s insurance).  I am most certainly capped out on my homeowner’s policy.  I should increase my coverage.

What about your situation?

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